I am privileged to receive an inheritance. I know not everyone gets one. But, I do. And the question is, “How do I use it to make my dreams come true? What do I want to be the end result? These are big questions. The biggest answer is that there will be a piece of property with our homes on it – mine, my child, and my grandchildren.

There are other things I want as well. I want to generate an annual income of $20000 through my social activities (including this blog!) Pattern sales would add to this income as well – maybe $10000 a year! (that’s a lot of patterns)

So I wrote out a paragraph with all that information and gave it to ChatGPT. Never thought I would do such a thing, but I’ve heard it works and I needed help. I got a three year plan and a plan for each year. Thanks to the prompts I now have weekly plans for the next two months!

My tasks for this week – Research HISA and EFTs. Open an account for the land purchase money. Draft a budget.

Today I had a meeting with my bank wealth specialist. A high interest savings account is not that lucrative an option, but I will need to move some money into that space – 3 month’s worth of income. The best option seems to be a 3 month term deposit at 3.5 percent. Not great moneymakers, but a start. Can’t open the account, but I have some ideas of how I will handle it!

REALITY CHECK: I am still living on the edge. I might be on that edge until next year. Food banks are still on the table for me right now. $117 doesn’t go far!

Still, you can learn a little bit about your options. That way, when you win the lottery, you will have a plan! Even if it is a small win!

So, now you know what the first two images are about. The photo of all the people is from the protest I went to on Saturday #Draw the Line. It was easier to get to Georgetown, so I took the GO bus there. Speakers about the environment, justice, stopping Highway 413. All important concerns. As a senior, I have more time to give to this – and it makes a big difference to the grandchildren I love. My sign said “PEOPLE, NOT PROFIT”.

The hat is my design project. I’ll be posting the pattern in a few weeks. The hat is for sale – $30 CDN. Let me know if you would like it!

Finally, don’t forget to support your local foodbank. You don’t know which of your friends or family might be using one.

Have a good week!

Marcia

PS: I am in the picture, all you can see is a bit of my orange shirt!